Growing up, I have seen my father’s rags to riches life and how he had built his business from scratch. Managing his money and not borrowing a single penny. He planned his finances with guidance from a professional and followed his gut which helped him sail through.

 

After my studies, I landed up in Bengaluru to join one of the premier investment and planning firms that are into managing HNI’s and their portfolio.

 

Working my way up in various functions of money management made me realize the importance of managing your money and how my father used his instinct to do it, and it was lacking in most of the professionals and businessmen around in the city of my dreams, “The startup capital of India, Bengaluru”.

 

Money was flowing and so were the parties in every neighbourhood in the city, but people lacked the discipline to manage their money, those who could afford went to the planners but the young achievers joining the workforce, the women managing their household, the teens managing their pocket money or the breadwinners running their household had little or no clue in respect to how to manage their budget investments and they relied on agents who had little or no clue on investments, but only the product they were selling.

 

There was a greater need to understand how money works, and how to pick your saving tools and investments rather than your agent choosing the best commission for themselves.

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